• Skip navigation
  • Skip to navigation
  • Skip to the bottom
Simulate organization breadcrumb open Simulate organization breadcrumb close
Friedrich-Alexander-Universität Erlangen-Nürnberg
  • Deutsch
  • UnivIS
  • Contacts and directions
  • Careers at FAU
Friedrich-Alexander-Universität Erlangen-Nürnberg
Navigation Navigation close
  • FAU
    • News
    • Welcome to FAU
    • Strategy and objectives
    • History and remembrance
    • Campus locations at FAU
    • Site development at FAU
    • Organisation and committees
    • Legal regulations
    • Finding your way around: contacts and directions
    • Faculties and organisational units
      • Faculties
      • Universitätsklinikum Erlangen
      • Central research institutions
      • Collaboration and partnerships
    Portal FAU
  • People
    • Students
    • Employees
    • Researchers
    • Alumni
    • Working at FAU
      • Jobs at FAU
      • Professorships
      • Energy technology and technical building services
      • Vocational training at FAU
      • Training and career development at FAU
    • Gender/Diversity/Family
    • New at FAU/Onboarding/Incoming
    • Offboarding/Outgoing
    Portal People
  • Education
    • Student orientation
    • Degree programmes
    • Application and enrolment
      • Application and enrolment for internationals
    • Advice and services
    • Study organisation
      • Terms from the university life
      • Semester dates
      • Re-registration and semester fees
      • Online platforms for organising your studies
      • Start of the semester
      • Degree programme and examination regulations (Link to our German website)
    • International
      • Information for international applicants
      • Going abroad
    • Student life
    • Teaching at FAU
      • Quality management in teaching and studying
    • Information for parents
    Portal Education
  • Research
    • Research profile
      • Key Research Priorities at FAU
      • Research Focus Areas at the Faculties
      • Rankings
    • Collaborative research
      • EU collaborative projects
      • DFG projects
      • Federal projects
      • Collaborative research in Bavaria
    • Outstanding individual research
      • Gottfried Wilhelm Leibniz Prize
      • Alexander von Humboldt Professorship
      • ERC grants
      • Heinz Maier-Leibnitz Prize
    • Research projects and partnerships
      • Max Planck Institutes
      • Fraunhofer Institutes
      • Helmholtz Institute Erlangen-Nürnberg
      • Energie Campus Nürnberg
      • Nuremberg Campus of Technology
      • Medical Valley
    • Welcome Centre for International Researchers
    • Graduate Centre
      • Doctoral degrees at FAU
      • Service for Young Academics
    • Services for researchers
      • Funding, advice and submitting applications
      • Publications and research data
      • Research information system
      • Science communication
      • FAUconnect
    • Responsible research
    Portal Research
  • Outreach
    • Events
    • Inventions and patents
      • Intellectual property (IP) policy of FAU
      • Service for inventors
    • Innovation and start-ups
      • Partnerships and collaborations
      • Innovation platforms and networks
      • Consulting services for start-up businesses
    • Professional development
    • Donations
      • FAU Innovation Fund
      • Deutschlandstipendium (Germany Scholarship)
    • FAU for companies and organisations
    • Science for citizens
    • FAU Shop
    • Press Office
    Portal Outreach
  • Corona-Info
  1. Home
  2. Research
  3. Welcome Centre for International Researchers
  4. Formalities
  5. Insurance

Insurance

In page navigation: Welcome Centre for International Researchers
  • Advice and services
  • Formalities
    • IdM and FAUcard
    • Insurance
  • Newsletter and Facebook
    • Events
  • Accommodation
  • Family and children
  • German courses
  • External services
  • Contact: Welcome Centre

Insurance

Making sure you're covered

There are many different kinds of insurance in Germany. Health insurance is essential. We also recommend that you take out liability insurance. Conditions and coverage vary between policies (maximum age, tariffs, etc.), so it is worth comparing them.

Health insurance

You are legally required to ensure that you have valid health insurance for the entire duration of your stay in Germany. If you are not provided with health insurance by your employer or the organisation providing your scholarship, you must arrange sufficient insurance coverage yourself. Please be aware that, for long-term stays, the German authorities usually only accept German health insurance. It is therefore best to take out travel health insurance which will cover you for a maximum of four weeks after you arrive in Germany. The Welcome Centre will then be happy to help you apply for a long-term health insurance policy.

There are two types of insurance provider: statutory health insurance providers and insurance companies which offer private health insurance. Private health insurance generally costs more than statutory health insurance.

International guests at FAU who do not have an employment contract may also wish to consider a third option, ‘incomer’ insurance. This is another form of private health insurance, but does not require a certain minimum income and has different coverage compared with statutory health insurance, for example.

You can obtain more detailed information directly from health insurance providers. The Welcome Centre can assist you with any general questions.

Liability insurance

You are not legally required to have private liability insurance, but it is highly recommended. It covers damage to people and property, for example if you cause a traffic accident as a pedestrian or cyclist, or accidentally damage or destroy someone else’s property. Private liability insurance is usually inexpensive (starting from around 45 euros per year). If you want to use your own car, motorcycle or other motor vehicle, you will also require vehicle insurance.




  • Press Office
  • Imprint
  • Privacy
  • Accessibility
  • Reporting errors
  • Facebook
  • Instagram
  • Twitter
  • Xing
  • LinkedIn
  • YouTube
Up